If your car gets repossessed and you choose not to pay for it can they take your tax return?

For most states, no your tax refund cannot be taken away and used as payment of your repossessed car if you decide not to pay for it; however, the lender can place a judgement and a resulting bank execution for the deficit balance in an effort to go after your actual bank account, rather than your tax refund. This would allow the lender to possibly go after more money and receive a full balance on the car being repossessed.